100+ Capital Partners
Award winning Broker
20+ years of experience
Servicing clients nationally
Quotes Available 24/7
50+ Top-Tier Lenders
Award winning broker
20+ years of experience
Strong, long-term capital partnerships ensuring reliable funding solutions
Strong, long-term capital partnerships ensuring reliable funding solutions
Expertise in property finance and debt structuring to optimize your outcomes
Expertise in property finance and debt structuring to optimize your outcomes
Access to the most competitive funding solutions tailored to your needs
Access to the most competitive funding solutions tailored to your needs
Streamlined, efficient funding processes to keep your projects moving
Streamlined, efficient funding processes to keep your projects moving
Australian mortgage awards winner
250+ reviews on google
Mornington Peninsula
Value: $4.5m
Charlestown Childcare Development
Value: $10,000,000
Wallsend 19 lot subdivision Loan
Value: $5m
Bellfield
Value: $10M
Funding up to 90% of Total Development Cost (TDC)
Loan-to-Value Ratio (LVR) up to 75% on a first mortgage basis
Available through banks, non-bank lenders, and private capital
Senior debt is the primary funding source for construction projects, secured by a first mortgage and offering structured drawdowns to support project completion.
Unlock additional capital while retaining existing senior debt
Short-term funding for cost overruns or working capital needs
Higher interest rates, structured for quick settlements
Flexible repayment terms with interest capitalisation options
A second mortgage facility sits behind senior debt, allowing developers to access further funding without refinancing their primary loan.
Short-term finance for settlements, refinancing, or project transitions
Available for land acquisition, development sites, and completed stock
Fast approvals with tailored exit strategies
Interest capitalisation available to reduce cash flow impact
Bridging loans provide fast access to capital for developers and investors needing interim funding between transactions.
Release equity from completed but unsold units
Loan-to-Value Ratio (LVR) up to 75%
Non-recourse and full-doc/low-doc options available
Suitable for apartments, townhouses, and mixed-use developments
Residual stock loans help developers unlock capital tied to completed dwellings while they await sale, improving liquidity and cash flow.
MortgageWorks was founded to help people achieve their financial goals. With 20+ years of experience across the team, MortgageWorks takes the hard work out of securing a mortgage.
My experience with the mortgage works was very easy, straight forward and easy to understand. My adviser Laura McBurney was helpful, professional and made things easy for me to understand. I would definitely recommend!!!
Australian mortgage awards winner
250+ reviews on google
Laura at TMW was very helpful in helping me transition from The Nationwide to The Mortgage Works. I was pleased with the service provided, it was very swift, and the communication was excellent throughout the process. Highly recommended.
My experience with the mortgage works was very easy, straight forward and easy to understand. My adviser Laura McBurney was helpful, professional and made things easy for me to understand. I would definitely recommend the mortgage works to anyone.
Mark was really helpful, friendly and very knowledgeable. Would highly recommend him and the mortgage works. Finally found a product that suits me.
Laura mcburnley was very knowledgeable in here field, very professional also very patient.Would highly recommend.
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0438358226
